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Investment Guide: Where to Invest in 2022, Number 1 is Best



Where to Invest in 2022

Where to Invest in 2022

Why You Should Have An Investment In 2022

The need for investment dawned on Nigerians during the lockdown in the year 2020. Most people were stranded because their daily businesses had to stop and they had no investment in place to fall back on.

Not just in Nigeria, the economic crisis due to the Coronavirus affected every active business all over the world. It was an experience most Nigerians wouldn’t want to go back to.

Here we have 2022 before us. In order to enjoy financial stability and security for the future, it’s essential that you invest.

It is essential to let your money work for you in the year 2022. You need to have multiple streams of income this year to be able to pay the bills in a country like Nigeria.


But with some assets yielding low returns on investment (ROI) and a recovering economy, you may be wondering about the best investment you can make this year in order to yield large profits.

In this post, I have compiled a list of investments you can make in Nigeria. But before you go ahead and start investing, you need to know how and where to invest.

How to invest: Factors to consider

As you prepare to make investments this year, there are certain factors that should be considered.

1. Understanding the investment

You need to have an understanding of what you are putting your money into so as to be safe from careless and ignorant mistakes.


There are some investments, like fixed deposits, which require little knowledge, especially when your account is protected by the banks.

But if you are investing in individual stocks or cryptocurrency, you need as much information as there is.

Unfortunately, most people do not have time to research the investments they make, so they continue to close due to their ignorance.

2. How much money are you willing to put up?

This is a very good question to ask yourself before making any investment. Because the more money you invest, the higher your return on investment.


As the saying goes, “Invest What You Can Afford to Lose”. You should be cautious about the amount you invest and be sure of your investments.

3. Timespan

In this context, “timespan” refers to when you need the money. Are you investing in your house rental at the end of the year?

Are you investing for next week’s expenses or next month’s expenses?

You should be able to tell what kind of investment is suitable for your time frame.


If you need a return on your investment after a shorter time span, this means that you need investments that are generally safe and fluctuate less. If that is the case, you can invest in a fixed deposit.

If you need a return on your investment after a long time span, this means that you can tolerate some risk when investing in highly volatile markets.

Your time span enables you to flow out of the fluctuations of the market and hopefully enjoy profits in the future.

You can invest in stocks, crypto, and real estate and hold them for at least a year if that’s the case. Make sure that your investments suit your time span. I’m sure you don’t want to put your next semester’s school fees into the crypto market and hope it’s there when you finally need it.


4. Risk Tolerance

This is simply your risk appetite. Can you withstand the fluctuations in the value of your investments? Are you looking for safe investments or investments with high risk and rewards?

A longer time span can help you smooth out the volatility of high-risk investments and hopefully cash in higher returns.

Where to invest in 2022

how to invest in 2022

There are lots of places where you can invest your money for higher returns. I’ve compiled the five best and most profitable markets you can invest in.

1. Real Estate

Real estate involves the buying and selling of landed properties in developing cities or states in Nigeria.


If you are investing for a short time span, you should probably look into places like Lagos, Port Harcourt, Abuja, Uyo, etc. But if you are investing for a longer time span, then consider places like Delta, Enugu, Onitsha, etc.

Make proper research about potential places where you can invest.

In real estate, you can buy a plot of land in an underdeveloped area at a very cheap rate, and rent it or sell it off when the area gets developed.

2. Stocks

You should note that investing in stocks is very risky, but at the same time, it promises a high return on investment.


You will have to analyze the stock market well in order to know which company will do well before you invest in it. Stocks can be readily available in case there is an emergency.

Due to the high risk involved, it is necessary to carry out proper research on the stock market before investing.

3. Cryptocurrency

Cryptocurrency is a digital currency that is intended to act as a medium of exchange. It involves investors buying digital assets and selling them off when the assets appreciate in value.

It has been trending for the past few years and it is also available for investors in Nigeria.


Cryptocurrency is good for investors with a high-risk appetite or tolerance who can withstand their investment going to zero with the hope of much higher returns in the future.

It’s not advisable for investors with low-risk tolerance to look for safe investments.

4. Agriculture

With the way the Nigerian government is pushing and talking about agriculture as a way to diversify the economy, a very wonderful opportunity waits in store for investors in the agriculture sector.

You can invest in the production of food crops like rice, cassava, plantain, maize, etc. You can also invest in livestock production, like poultry, fishing, pig farming, etc. Note how these products will continue to thrive even in years to come.


You may not be a farmer, but you can invest in farming organizations and have a return on your investment as the sales of the products increase.

5. Fixed deposit

This investment is for people with low-risk tolerance or appetite. It is considered one of the safest ways to invest your money, but it promises low returns.

You can invest your bulk money in a bank and make good profits after a period of time. Most politicians invest their money this way. The longer your time span, the bigger the returns.

Open a fixed deposit account with any bank of your choice (after some research), invest your money, and relax while your money increases.



Where to invest in the year 2022 should be regarded as a top priority for every Nigerian. Use the factors to consider before investing to help you invest wisely.

Make sure to have prior knowledge about any investment before you take action. I believe this article is concise enough for you to understand. See you in the comment section.

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